Overview: Calculate HRA exemption instantly with PDFTEQ HRA Calculator. Check taxable HRA, exempt HRA, old regime tax planning and salary breakup online.

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HRA Calculator India

Instantly calculate HRA exemption, taxable HRA and save tax smartly. 100% Private (Calculates in your browser. No data is sent to our servers.)

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Note: Under Sec 10(13A), only Basic + DA form salary for HRA exemption.
HRA Exempt₹0
Taxable HRA₹0
Annual Rent₹0
Tax Benefit (@20%)₹0
Monthly Savings₹0
Eligible Deduction₹0
Old regime HRA rules applied.
Month Basic HRA Rent Exempt Taxable

What is HRA?

House Rent Allowance (HRA) is an allowance paid by employers to salaried employees to help cover rented accommodation expenses.

HRA Exemption Formula in India

Least of Actual HRA received, Rent paid minus 10% of salary, or 50%/40% of salary depending on metro or non-metro city.

Metro vs Non-Metro Rule

Metro cities (Delhi, Mumbai, Kolkata, Chennai) allow 50% salary rule. Others use 40% salary rule.

HRA under Old vs New Tax Regime

HRA exemption generally applies under old regime. New regime may not allow standard HRA exemption subject to latest tax rules.

Required Documents for HRA Claim

  • Rent receipts
  • Rental agreement
  • Landlord PAN (if applicable)
  • Salary slips
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Frequently Asked Questions

What is HRA in salary?
HRA means House Rent Allowance paid by employer.
How is HRA exemption calculated?
Least of three official HRA conditions.
Is HRA available in new tax regime?
Usually no, subject to latest rules.
Can I claim HRA without rent receipt?
Usually documentation is required.
What if landlord has no PAN?
Rules may apply above threshold rent.
Can husband and wife both claim HRA?
Possible if genuine conditions are met.
Is HRA fully taxable if no rent paid?
Generally yes.
Which cities are metro for HRA?
Delhi, Mumbai, Kolkata, Chennai.
Can self-employed claim HRA?
HRA is salaried concept; other deductions may differ.
Is this calculator free?
Yes, fully free on PDFTEQ.
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