Overview: Free financial calculators: income tax, home/personal/car/business loan EMI, salary, HRA, gratuity, PF, NPS, SIP, lumpsum, PPF, FD, RD, compound.

20 CALCULATORS AVAILABLE

Free Financial Calculators

Overview: Calculate your loans, salary, investments, and taxes instantly in your browser. All 20 of our financial calculators run 100% locally on your device, ensuring that no personal financial data is ever uploaded or stored.

Loans, salary, investments, retirement, tax, and GST — calculate results instantly in your browser.

Salary & HR

Salary Calculator FY 26-27

Calculate in-hand salary from CTC and salary components.

Salary Hike Calculator

Calculate your new salary after a percentage hike.

HRA Calculator

Calculate HRA exemption based on salary and rent.

Leave Encashment Calculator

Calculate the payout for unused earned leave.

Gratuity Calculator

Estimate gratuity payable based on salary and service.

PF Calculator

Calculate EPF contribution, interest, and estimated corpus.

Loans & Borrowing

Home Loan EMI Calculator

Calculate monthly EMI, total interest, and repayment.

Personal Loan EMI Calculator

Calculate EMI, interest, and total repayment for a personal loan.

Car Loan EMI Calculator

Calculate EMI and total interest for a vehicle loan.

Business Loan Calculator

Calculate EMI, interest, and repayment for a business loan.

MSME Loan Calculator

Calculate EMI for MSME, Mudra, and small-business loans.

Investments & Retirement

SIP Calculator

Calculate estimated maturity value of monthly SIP investments.

Lumpsum Investment Calculator NEW

Calculate estimated wealth, investment growth, and maturity value for a one-time investment.

PPF Calculator NEW

Calculate PPF maturity, interest, long-term growth and inflation-adjusted value.

FD Calculator

Calculate fixed deposit maturity amount and interest.

RD Calculator

Calculate recurring deposit maturity amount and interest.

NPS Calculator NEW

Estimate NPS retirement corpus, pension, and annuity.

Compound Interest Calculator NEW

Calculate compound interest, future value, and investment growth.

Tax & Compliance

Income Tax Calculator FY 26-27

Estimate income tax liability under applicable tax regimes.

GST Calculator 2026

Add or remove GST from any amount quickly.

Frequently Asked Questions

Yes, our calculators are built using standard financial formulas and are regularly updated to reflect current tax regimes (like FY 26-27 for Income Tax). However, they are for estimation purposes and you should consult a financial advisor for official planning.

No. Every single calculator on PDFTEQ runs locally using JavaScript in your web browser. When you type in your salary or loan amount, that data never leaves your device and is not saved on our servers.

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